Trak-1 utilizes direct on-line capabilities with major consumer credit reporting agencies to provide you with current and comprehensive credit information about individuals.
Consumer Credit Reports
Our reports are provided in strict compliance with the Fair Credit Reporting Act, so each applicant must sign a consent form prior to us obtaining a credit report on your behalf. Due to limitations made by the FCRA, you may not furnish a copy of a consumer credit report to any applicant directly. Instead, requests for copies of a credit report by an applicant must be made directly to the reporting agency.
What are the advantages of using the Trak-1 System?
- We provide Credit Reports on file with major credit reporting agencies
- Pull Credit Reports online directly from our website along with your other searches
- Credit Report searches are performed instantaneously
- Hard copies can be provided upon request
What will the Credit Report contain?
- Applicant's Full Name
- Current and Previous Addresses
- Verification of Social Security Number
- Date of Birth
- Current Employer
There are three major credit bureaus in the United States: Experian, TransUnion, and CSC/Equifax. Trak-1 utilizes resources from Equifax for all credit reports run.
Search time for the Trak-1 Consumer Credit report is instantaneous!
At Trak-1, our highly trained research analysts are always available for technical support.
